30 days: When in doubt, wait for 30 days.
Most problems will arise within that timeframe.
Checks from fake accounts and empty accounts should bounce within a few weeks, giving you time to avoid debts with your bank.
If the check is from a foreign bank, wait even longer.
How long does it take for a check to bounce back?
Your own bank activity and status.
In general, if you’re a new customer at a bank, you can expect to wait between seven and 10 days for a check to clear. But if you’re a long-time customer with no (or a minimal) record of overdrafts, then your bank likely would clear the check more quickly.
How can you tell its a fake check?
Edges: Most legit checks have at least one perforated or rough edge. If all edges are smooth, the check may have been printed from a personal computer. 2. Bank logo: A fake check often has no bank logo or one that’s faded, suggesting it was copied from an online photo or software.
What happens if you cash a fake check without knowing it?
If You Know It’s Fraudulent
Knowingly cashing a fraudulent check is against the law and is a form of fraud. Punishment for committing check fraud varies by state. In some states, the crime is punishable by a fine; in other states the penalty may include jail time.
Can you go to jail for cashing a fake check?
Anybody can accidentally cash a bad check, and it won’t result in a crime or any punishment, although you will incur a fee to your bank. But if you knowingly cash a bad check, you may be charged with a misdemeanor or a felony, and you could face jail time.