Data you send over the phone typically is encrypted using methods similar to those for online bill pay, according to Niles Howard of Bankrate.com via MSN Money.
From this standpoint, using your phone and debit card to pay a bill generally isn’t any riskier than paying with your computer.
Is it safe to pay bills online?
Online bill paying is safe when you choose the right bill payment service. Typically, an online bill pay service that is backed by a bank or a company that provides online banking services will be safe and reliable. Online bill paying is much safer, for example, than handing a credit card to a waiter at a restaurant.
Is it safe to check bank account on phone?
Unfortunately, there’s no easy way to tell how secure your mobile banking app is. Even if your financial institution is doing as much as it can to make mobile banking safe, you must do your part to protect yourself. Never log into your mobile banking app over public WiFi.
Is it safe to buy things using your phone?
However, once you start making online purchases through your mobile device, there are several safety precautions that you do need to keep in mind. When it comes to online shopping, your credit/debit card details are your most crucial assets. Make your transaction through the app and stay assured that your data is safe.