Does GM Financial offer a grace period for payment?
GM Financial does not offer a grace period.
We require all payments be made by the due date listed on your statement.
Interest charges and possible late fees will accrue and be applied to your account each day it is past due according to your contract.
Can I change my due date with GM Financial?
How do I change my due date? You can ask for your account to be reviewed for due date change eligibility by contacting Customer Experience at 1-855-501-5563. Lease customers should contact Customer Experience at 1-800-369-5212.
What credit score is needed for GM Financial?
What do you need to qualify for GM Financial? Applicants with a credit score of at least 550 and up to 850 are eligible for GM Financial.
Is GM Financial the same as GMAC?
GM Financial is a wholly-owned subsidiary of General Motors Company. Ally (formerly known as GMAC was a subsidiary of GM, prior to its disposition by GM in 2006), is a bank holding company that also provides financing products to auto dealers.
Can I refinance my GM Financial loan?
If you financed the purchase of your vehicle and you don’t feel you got the interest rate you deserve or the terms you need, refinancing could be a good move. Technically, you can try for a better loan any time you want — even before you’ve made a single payment!