Quick Answer: Where Can I Cash A Government Check Without A Bank Account?

How to Cash a Check If You Don’t Have a Checking Account

  • Visit the Issuing Bank. Most banks will be willing to cash checks that have been issued from their accounts, which means you can visit a local branch of the issuing bank to get your check cashed.
  • Go to Walmart.
  • Endorse the Check Over to a Friend.
  • Use a Check-Cashing Store.
  • Try Pre-paid Cards.

How to Cash a Check If You Don’t Have a Checking Account

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Where can I cash a government check?

Visit Check-Cashing Establishments

Some popular chains include Ace Cash Express, Money Mart, Check Into Cash and Any Kind Checks Cashed. These facilities can honor government checks as long as you have an ID. Fees vary, usually between 2 and 10 percent of the check’s total.

Where can I cash a cashier’s check without a bank account?

Go to the Issuing Bank

You can usually cash a cashier’s check at the issuing bank regardless of the amount it’s drawn for once you endorse it, even if you don’t have an account there. You’ll need to bring a driver’s license and ideally another form of identification as well.

Where can I cash a personal check besides a bank?

Best Ways to Cash a Check

  1. Your Local Bank or Credit Union. The best place to cash a check is your personal bank or credit union.
  2. Visit the Issuing Bank.
  3. Walmart Check Cashing.
  4. Your Local Grocery Store.
  5. Gas Station Travel Centers.
  6. Transact by 7-Eleven.
  7. Endorse Your Check to a Friend.
  8. Cash Your Check Using an App.

Does Walmart cash government checks?

These include payroll, tax, government, and insurance settlement checks. Walmart will also help you cash cashier’s checks, retirement distribution checks, and MoneyGram money orders bought in-store. Note that Walmart does not accept any personal or handwritten checks.

Where can you cash a check for free?

Your Bank or Credit Union

Your best bet for free check cashing is any bank or credit union where you have an account. At most institutions, account holders are not charged for this service, and you can always just deposit the funds and withdraw cash later.

Where can I cash a Social Security check for free?

Cash your Social Security check at a local bank that you have an account with. If you don’t have an account with a local bank, visit a local bank to apply for one. This can be a checking account or a savings account. As a courtesy, most banks will not charge current customers a fee to cash Social Security checks.

Can I cash a cashier’s check at a different bank?

If you are not a member then many banks will refuse to cash the check at all, unless the cashier’s check is drawn on on that brand of bank. So if the cashier’s check is issued by, say, Chase Bank, Chase banks will usually be willing to cash out the entire check to you immediately (with properly provided ID).

Can you cash a check at any bank?

Can I cash a check at any bank or credit union? No, a bank or credit union is not obligated to cash the check. If you go to a bank or credit union where neither you nor the person writing the check has an account, the bank or credit union will often refuse to cash the check.

Can you cash a cashier’s check at an ATM?

For example, cashier’s checks, when deposited with a teller, can provide up to $5,000 within one business day (unless there is a problem with the check). However, when deposited in an ATM, the bank might only make the first $200 available. Cut-off times are sometimes generous when you use an ATM.

How can I cash a large check without a bank account?

Under Regulation CC, banks may take up to seven business days to process large checks. If you want to cash a large check without a bank account, you’ll need to visit the bank or credit union that issued the check to you. If you’re not an account holder, you may also be charged a fee for the service.

Do any places cash personal checks?

The type of checks your local grocery store will cash can vary, but most all grocery stores that offer check cashing services will cash government-issued checks and payroll checks from companies in their area.

Does CVS cash personal checks?

CVS does not cash checks, but it does accept checks as payment for all retail items, as well as prescriptions meds. If you are still looking for a pharmacy where you can also cash a check, see our article Grocery Stores That Cash Checks: Personal, Payroll, Insurance, etc.

What types of checks will Walmart cash?

Walmart will cash most types of checks, including:

  • Pre-printed checks;
  • Payroll checks;
  • Government checks;
  • Tax checks;
  • Cashiers’ checks;
  • Insurance settlement checks;
  • 401(k), retirement disbursement checks.

How can I cash a check without a bank account?

How to Cash a Check If You Don’t Have a Checking Account

  1. Visit the Issuing Bank. Most banks will be willing to cash checks that have been issued from their accounts, which means you can visit a local branch of the issuing bank to get your check cashed.
  2. Go to Walmart.
  3. Endorse the Check Over to a Friend.
  4. Use a Check-Cashing Store.
  5. Try Pre-paid Cards.
  6. The Bottom Line.

What checks will Walmart not cash?

Walmart: Walmart can cash checks up to $5,000 with the exception of two-party personal checks. You may only cash two-party personal checks up to $200. You can cash pre-printed payroll, government, tax, cashiers, 401(k) distribution, and insurance settlement checks.